Commerce

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The Commerce Department focuses on supporting all students to achieve to the best of their ability. The Commerce Committee, run by the Commerce Prefect, provides assistance in Commerce subjects and individual tuition both inside and outside the classroom. This service has proven to be successful in building peer-tutor relationships and student confidence.

Students benefit from a range of activities, that are student focused and require both individual and group participation. The local business community is always willing to assist our students in their learning.

Accounting students have had the benefit of seminars from Westpac, presentations by representatives from Craigs Investment Partners, lectures at Massey University and trips to local businesses.

Senior Business students meet regularly with mentors as they develop their business ideas, and helpful information is presented by seminars provided by Young Enterprise. The business companies also enjoy the support of the local community when producing products for trade fairs. Junior Business students have the opportunity to attend Business Challenge where students from Palmerston North Boys’ High and Palmerston North Girls’ High work together to create a business idea that is presented to judges from the community on the final day of the challenge.

Economics students’ attend trips to the Reserve Bank, Treasury in Wellington, and lectures at Massey University. Business Week offered during the July school holidays is also popular with senior Commerce Students – this event attracts student from New Zealand and students find the experience worth while, exciting and relevant to their studies. Each year we are able to send two students to Business Boot Camp at Massey, Albany Campus, Auckland – where students from around the country work together on team challenges. Enterprise in Action weekend is another opportunity for students to learn more about Business.

Commerce Courses

The Commerce Department provides students with a broad range of skills relating to the business sector. Students have the opportunity to develop their knowledge and abilities in Accounting, Business and Economics all of which enable them to have a leading advantage in many areas of business.

Subjects offered are:

  • Year 9 Business
  • Year 10 Business
  • Year 11 Accounting and Economics
  • Year 12 Accounting, Business and Economics
  • Year 13 Accounting, Business and Economics
Course Outlines and Assessment Schedules

Course outlines and assessment will be handed out to students at the start of the year.
Conditions of assessment and due dates will be given to students prior to assessments.

NCEA Guidelines and Procedures

Palmerston North Girls’ High School NCEA policies and guidelines will be followed regarding assessments – students, parents/caregivers would benefit by familiarizing themselves with these policies.

Job Opportunities for Commerce Students:

Accounting, Share broker, Management, Hospitality, Horticulture, Finance, Industries, Public Policy Planning, Property Valuation, Business Entrepreneur, Agri-Business, Treasury, Development Economics, Reserve Bank, Teacher, Resource Management, Political Advisors, Tourism, International Business, International Careers, Chartered Accountant and Accounting Technician.

9 Business is a half-year, option subject that is based on financial literacy and money matters.

Course Content

Introduction to financial literacy, including values and money, budgeting, spending, saving, cash management, budgets, kiwi saver, retirement savings, investments, buying a house, mortgage costs, insurance, personal record keeping, business technology and product development.

Group Assessments:

Housing Project – work in groups to investigate the mortgage costs when buying a house. Research regular monthly household expenses and create a cash budget.
Business Plan – work in groups to write a business plan and create an innovative product idea.

Individual Assessments

Financial Literacy Brochure, Business Examination, Create your own CV, research investment options.

10 Business is fully year, option subject. Students are offered 6, Level 1 Credits.

Course Content

Students develop an understanding of how consumers and producers behave, how they interact with each other. Students will research an investigate particular aspects of the New Zealand economy such as share market investments, business technology, tourism, marketing and business planning.

Students will work in small groups to develop a business idea that will be produced and sold at Junior Trade Fair.

Group Assessments
• Consumer Demand Research
• AS90842 (6 credits) – in groups of 4 or 5 students, write a Business Plan and produce an innovative product that will be sold at the Junior Trade Fair.
• Epic Challenge – Marketing Competition

Individual Assessments

Economic concepts, Interdependence, Consumer Demand, Personal Accounting, Business Accounting, Tourism and/or Flatting Assignment

Year 10 Business leads to Year 11 Accounting or Year 11 Economics.

Struggling to Decide - 11 Accounting or 11 Economics
• 11 Accounting is similar to learning a new financial language – including related terminology, concepts and definitions. The Commerce Department suggests that students, who want to explore this subject, do so in Year 11. This course provides introductory foundation information that is helpful for students who decide to take Year 12 or 13 Accounting.
• 11 Economics provides an introduction to Micro Economics concepts. Students can also choose to start Economics at Year 12 or 13, as the basic concepts will be revisited, and the focus of these courses will be Macro Economics.

Year 11 Economics course is based on Level 1 NCEA Achievement Standards. It is a full year course offering 20 Level 1 Credits.

Economics is the study of how people and societies use their limited resources to meet needs and wants. This course offers a range of assessment opportunities, including group work. Students will be expected to develop a range of skills including – thinking, investigation, research, decision making, self-management, participation and e-learning.

Course Content (Micro Economics)

This course will focus on micro-economics. Students will learn:
• basic economic concepts eg demand and supply
• how producers, consumers and government contribute to the economy.
• the meaning of interdependence using a New Zealand context.
• to understand and research producer decisions and the consequences on society
• to develop an understanding of market equilibrium.

Year 11 Accounting is based on Level 1 Achievement Standards. It is a full year course, offering 20 Level 1 Credits. There are no pre-requisites to study Year 11 Accounting.

Course Content

Introduction to Accounting concepts and ideas for a sole trader, how to calculate profit, record financial information, financial statements, financial decision making and analysis and interpretation of financial results

A study of Year 11 Accounting aims to:

• to introduce Accounting concepts and ideas for a sole trader, explain how to calculate profit, record financial information, financial statements, financial decision making and analysis and interpretation of financial results
• promote knowledge and understanding of accounting as a financial language for trading and service businesses.
• provide students with knowledge of the principles, processes and systems of accounting.
• enable students to apply financial knowledge and skills to practical solutions.

The skills developed in Year 11 Accounting will provide students with a sound foundation in the basics of financial accounting. These skills can assist in many areas of life including personal money management, understanding of financial documents and finances for small businesses. Students will become familiar with the format of accounting reports and gain knowledge to interpret and analyse financial information.

Year 12 Economics

• Full year course
• 22 Level 1 Credits

12 Economics is based on Level 2 NCEA Achievement Standards. This subject is a full year course offering 22 Level 1 Credits. Students in this course will either have completed Year 11 Economics or will be starting Economics for the first time:

Course Content (Macro Economics)

This course will focus on macro-economics. Students will learn:
• an appreciation of major issues facing the New Zealand economy eg growth, employment, trade, inflation and other contemporary issues.
• to further develop research skills through researching producers and significant industries:.
• to enable students to be more economically literate regarding issues affecting the New Zealand Economy.
• to facilitate learning through participation and engagement.
• to enhance the learning experience by visiting the Reserve Bank and Treasury in Wellington

Year 12 Economics leads to Year 13 Economics and/or Year 12 Business.
Year 13 Economics

Year 13 Economics is based on Level 3 Achievement Standards. This is a full year course offering 24 Level 3 Credits. Students in this course will either have completed Year 12 Economics or will be starting Economics for the first time.

Course Content (Macro-Economics)

Economics is a study of how people as individuals and groups choose to satisfy their wants, by allocating and managing scarce resources. This course will focus on macro-economics. A study of NCEA Level 3 Economics enables students to learn:

• To develop an appreciation of contemporary New Zealand issues through in depth study of market efficiency, market structures, the public sector and resource allocation and aggregate economic activity and policies.
• To develop research skills
• To participate in a field trip to Wellington visiting key participants in the private and public sector.

Year 12 Accounting

Year 12 Accounting is an option subject. Students in this course would typically have completed Year 11 Accountng. This course is a full year course offering 19 Level 2 Credits.

Course Content

Accounting concepts and ideas that relate to a sole trader. This course has a focus on business sub systems, financial reporting and financial analysis for a sole trader.

A study of Year 12 Accounting at Palmerston North Girls’ High School aims to:
1. Promote knowledge and understanding of accounting as a financial language for trading and service businesses.
2. Provide students with knowledge of the principles, processes and systems of accounting.
3. Enable students to apply financial knowledge and skills to practical solutions.
4. To facilitate student learning through participation and student engagement.

Skills
1. The skills developed in Accounting provide students with a in-depth understanding of preparing financial statements and GST returns for a small business.
2. These skills gained can assist in many areas of life including future studies, business finances, personal finances and clubs and societies finances

Year 12 Accounting leads to Year 13 Accounting
Year 13 Accounting

Year 13 Accounting is based on Level 3 Achievement Standards. It is an option subject offering 21 Level 3 Credits. Students in this course would have typically completed Year 12 Accounting.

Course Content

This focus of this course is Accounting concepts and ideas that relate to partnerships, including formation and profit sharing, company accounting, including share issue, asset revaluations, dividends and taxation, manufacturing including job costing, cost volume profit and breakeven analysis.

Scholarship accounting classes and tutorials are available on request.

In this course students learn:
• Understanding of accounting in society and as a financial language in business.
• Partnerships and Company Accounting
• Management decision making, covering manufacturing, costing, budgeting and systems analysis.
• Facilitate student learning through participation and studnet engagement

Year 12 Business Course

This is a full year course offering 20 Level 2 Credits, based on Level 2 Achievement Standards and Enterprise New Zealand Trust Certificate in Young Enterprise. Any student with 60 credits at NCEA Level 1 over five subjects may enter this course.

Course Content

Business is a University Approved subject. Assessment has both a practical and theoretical component. Students work in groups and set up and run their own business. They work with suppliers to create and produce an innovative idea that is sold at trade fairs both at school and in the community. Students will learn:

• to develop an understanding of the theory and practice of operating a small business in New Zealand’s economic climate. Students will become aware of the changing nature of the economic environment and how that impacts on business enterprises. This course provides a unique opportunity to develop your strengths, work together as a team and possibly make money at the same time.
• to work together in teams, with the help of a mentor, to meet the deadlines during the year, including senior trade fairs, Dragon’s Den presentations, writing and reviewing a business plan and finally presenting an Annual Report for the year, related to their business.

Year 12 Business leads to Year 13 Business.
Year 13 Business

Year 13 Business Course is a full year course offering 26 Level 3 Credits, based on Level 3 Achievement Standards and Enterprise New Zealand Trust Certificate in Young Enterprise. Any student with 40 credits at NCEA Level 3 over five subjects may enter this course. This is a University Approved subject.

Course Content

Business is a University Approved subject. Assessment has both a practical and theoretical component. Students work in groups and set up and run their own business. They work with suppliers to create and produce an innovative idea that is sold at trade fairs both at school and in the community. Students will learn:

• to develop an understanding of the theory and practice of operating a small business in New Zealand’s economic climate. Students will become aware of the changing nature of the economic environment and how that impacts on business enterprises. This course provides a unique opportunity to develop your strengths, work together as a team and possibly make money at the same time.
• to work together in teams, with the help of a mentor, to meet the deadlines during the year, including senior trade fairs, Dragon’s Den presentations, writing and reviewing a business plan and finally presenting an Annual Report for the year, related to their business.

Commerce Staff

 
Commerce Staff
Mrs Jenny Dustin
HOD
 
Commerce Staff
Rebecca Smith
TIC Y9 Business
 
Commerce Staff
Stephanie Hunter
 
Commerce cultivates enterprising young women who are adaptable, creative and curious.

Our mission is to inspire and empower young women to achieve personal excellence, within a positive learning community, participation is expected, endeavor celebrated, diversity respected and teamwork encouraged. educational settings.